Workers’ Compensation Benefits
Workers’ Compensation Benefits
Benefits for workers’ compensation claims can help injured workers cover medical bills and start to recover from the damage caused by workplace accidents and occupational illnesses. New Jersey workers’ compensation law1 provides a range of possible benefits, depending on the extent and impacts of the injuries workers have sustained.
The following presents an overview of these benefits, explaining when they may be available and the current minimum and maximum amounts set by state law.
Whenever you are ready to find out more about a potential claim and your eligibility for workers’ compensation benefits, contact the Law Office of James A. Hicks, LLC.
Call (732) 767-1300 or Email Us
for Important Answers about a Workers’ Compensation Claim
You will not be passed through a non-lawyer associate when you contact the Law Office of James A. Hicks, LLC. Attorney James A. Hicks answers his own phone and promptly responds to all voicemails and emails. He is ready to talk about your situation, answer your questions and provide you with superior advocacy.
Types of Workers’ Compensation Benefits Available for New Jersey Claims
The five different types of workers’ compensation benefits provided under New Jersey law include:
- Medical Benefits – These are intended to cover all reasonable and essential medical treatments for a work-related injury or illness. As such, these benefits may be used to cover medical care like (but not limited to) hospitalization, surgery, medications and assistive equipment.
- Temporary Disability (TD) Benefits – These can be paid when a work-related injury or illness prevents someone from returning to work for at least seven days. They are only paid if the worker is under “active medical care.”
- Permanent Partial Disability (PPD) Benefits – These are paid when a work-related injury or illness results in an irreversible impairment. Permanent disabilities impacting appendages or limbs are typically categorized as “scheduled” losses while impairments affecting a system or region of the body are referred to as “non-scheduled” losses.
- Permanent Total Disability (PTD) Benefits – These are paid when work-related injuries or illnesses prevent someone from being able to work and earn a living. While total disability can be caused by a combination of injuries, it may also result from a single catastrophic accident or a potentially life-threatening occupational illness.
- Death Benefits – When work injuries or illnesses have fatal outcomes, these benefits can be paid to the dependent(s) of a deceased worker, which may include a spouse and/or biological children living with the decedent at the time of death. Up to $3,500 in funeral expenses may be paid as part of these benefits.
The table below presents the minimum and maximum amounts for each type of workers’ compensation benefit.2
Type of Benefit
Workers’ Compensation Benefits: FAQs
Revealing more about compensation for injured workers and families, the following answers some commonly asked questions about New Jersey workers’ compensation benefits.
Who Pays Workers’ Compensation Benefits?
An employer or its workers’ compensation insurance provider will pay these benefits after reviewing and approving a claim. Per New Jersey law,3 any employer not covered by a Federal program is required to maintain workers’ compensation coverage or be self-insured (upon approval from the Commissioner of the Department of Banking and Insurance).
Despite the law, however, some New Jersey employers may still not have workers’ compensation coverage. When this occurs, injured workers can apply for benefits via the Uninsured Employers Fund (UEF).4
How Long Does It Take to Receive Benefits after a Claim Is Approved?
Typically, it should take about two weeks for injured workers to receive temporary disability benefits. This may not, however, be the case in reality, as factors like (but not restricted to) the following may cause delays in receiving benefits:
- Requested documents associated with a claim have not been submitted.
- An injured worker has stopped getting medical care.
- The employer or the insurer unreasonably delays payment of benefits (with “unreasonable delays” defined as a period of at least 30 days).
In the event of the last situation, the negligent employer or insurer can be required to pay 25 percent more than the compensation due, as well as any attorneys’ fees.
How Long Will I Receive Benefits?
The duration of benefit payments will depend on a number of factors, such as (but not exclusive to):
- The severity of the injuries sustained
- Whether the injuries have resulted in temporary or permanent disability
- The length of time the injuries prevent you from working.
Attorney James A. Hicks can provide a more specific answer here, after reviewing your circumstances and case.
Get More Answers about a Potential Claim & Benefits: Contact Middlesex County Workers Compensation Lawyer James A. Hicks
If you or a loved one has been hurt on the job, contact Middlesex County Workers Compensation Lawyer James A. Hicks for essential insights about your legal options and experienced representation moving forward.
Call (732) 767-1300 or email us.
Since 2003, Attorney James A. Hicks has been certified by the Supreme Court of New Jersey as a workers’ compensation law attorney. This distinction, which has only been earned by about 2 percent of the lawyers in the state, means that Mr. Hicks has the experience, knowledge and skills to effectively represent injured New Jersey workers in any type of workers’ compensation case.
Let Mr. Hicks explain how he can help you pursue the benefits you may deserve. The Law Office of James A. Hicks, LLC is open Monday through Sunday.
From offices in Middlesex County, Attorney James A. Hicks represents injured workers and families from across the state of New Jersey.
1: Details of New Jersey Workers’ Compensation Law
2: Information current as of 2018, according to the New Jersey Department of Workers’ Compensation
3: New Jersey employer workers’ compensation insurance requirements
4: More information about UEF benefits